Privacy Policy

1. Introduction

StockGitter Technologies ('we', 'us', 'our') operates StockGitter Playbook.

This Privacy Policy explains how we collect, use, store and protect your personal information.

We are committed to your privacy. We will never sell your personal data.

This policy complies with Jamaica's Data Protection Act 2020.

2. Information We Collect

Account Information

• → Name
• → Email address
• → Password (encrypted)
• → Date of account creation

Profile Information (voluntarily provided)

• → Investment amount
• → Monthly income
• → Monthly expenses
• → Debt information
• → Employment status
• → Education level
• → Investment goals

Usage Information

• → Pages visited
• → Features used
• → Time spent on platform
• → Device type and browser

Payment Information

• → Subscription tier
• → Payment history

We do NOT store card details. All payments processed securely by Stripe.

3. How We Use Your Data

We use your information to:

• → Provide and personalise the Playbook experience
• → Calculate your Gameplan score and recommendations
• → Send you relevant notifications (BOJ auctions, rate changes, milestones)
• → Process your subscription payment via Stripe
• → Improve our platform based on usage patterns
• → Comply with legal obligations

We do NOT use your data for:

• → Selling to third parties
• → Advertising targeting
• → Credit assessments
• → Sharing with employers
• → Reporting to government agencies (except where legally required)

4. Debt and Financial Data

We treat your debt and financial information with the highest level of privacy.

Creditor names you enter are encrypted at rest. Only you can see them.

No StockGitter employee can view your individual debt records.

We only see aggregate anonymised statistics such as: 'Average debt amount across all Gameplan users' — never your specific data.

We do not share your debt or financial information with:

• → Banks or credit unions
• → Credit bureaus
• → Employers
• → Government agencies
• → Other users
• → Any third party

This data is for your Gameplan only.

5. Data Storage and Security

Your data is stored securely with:

• → Encryption at rest
• → Encryption in transit (HTTPS)
• → Row Level Security (you can only access your own data)
• → Regular security audits

We retain your data for as long as your account is active.

If you delete your account we delete your personal data within 30 days.

Anonymised aggregate data may be retained longer for product improvement.

6. Cookies and Analytics

We use essential cookies to keep you logged in and remember your preferences.

We use anonymous analytics to understand how users use the platform.

We do not use advertising cookies or tracking pixels.

You can disable cookies in your browser settings but this may affect platform functionality.

7. Third Party Services

We use these third parties:

8. Your Rights

Under Jamaica's Data Protection Act 2020 you have the right to:

• → Access your personal data
• → Correct inaccurate data
• → Delete your account and data
• → Export your data
• → Withdraw consent at any time
• → Object to data processing

To exercise these rights:

• → Go to Account Settings to edit or delete your data
• → Email us at admin@stockgitter.com for full data export or account deletion

We will respond within 30 days.

9. Children's Privacy

StockGitter Playbook is not intended for users under 18.

We do not knowingly collect data from anyone under 18.

If you believe a minor has created an account please contact us immediately.

10. Changes to This Policy

We may update this Privacy Policy at any time.

We will notify you of significant changes via email.

The date at the top of this page shows when it was last updated.

11. Contact Us

For any questions about this Privacy Policy contact us at:

admin@stockgitter.com

StockGitter Technologies
Jamaica